December 3, 2012- Insurance Corporation of British Columbia ( ICBC) injury claim benefits after car accidents must be paid to British Columbians that are insured by ICBC. Loss of income due to a vehicle injury can entitle you to disability benefits from ICBC regardless of whether you are at fault for the car accident or employed at the time of the car accident. Here are a few tips from a personal injury lawyer in British Columbia when it comes to claiming for accident benefits from ICBC:
1. The ICBC Accident Benefits stipulates that to be an employed person the claimant must have been employed for 6 of the 12 months immediately preceding the injury. It is the being employed, not the amount of work done, during those 6 months that counts. Put another way, a person who works part‑time for 6 months is no less employed than a person who works 18 hours a day for the same period. See Total Temporary Disability Benefits and the case of Pavlovich v. ICBC .
2. ICBC has to pay benefits for all reasonable expenses incurred by an insured as a result of the injury for necessary medical, surgical, dental, hospital, ambulance or professional nursing services, or for necessary physical therapy, chiropractic treatment, occupational therapy or speech therapy or for prosthesis or orthosis, subject to the statutory limits.
3. The ICBC is not liable to pay for more than 12 physical therapy treatments ( see Section 88(8) ) for each accident unless, before any additional treatment is given, a medical doctor certifies in writing that the treatment is necessary .
Check out our short video about ICBC physiotherapy benefits. There are other benefits that may apply to your case such as death benefits and benefits for loss of homemaking. Contact a personal injury lawyer and ensure the personal injury lawyer will agree to represent you for your accident benefit claim against ICBC.
Posted by Personal Injury Lawyer Mr. Renn A. Holness , B.A., LL.B.