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How to Make an Accurate ICBC Claim

 

No ICBC claimant in British Columbia needs talk to ICBC without first talking to a personal injury lawyer. In my personal injury law firm you will not have to pay our injury lawyers for the initial telephone consultation and you can ask for a free face-to-face legal consultation.
The first step in making and ICBC claim is to call and talk to a lawyer, it will be the best decision you’ll  makein your injury claim.
I have discussed  ICBC Injury claims generally so I’ll focus on the accuracy of your report to the insurance company. Most insurance policies and ICBC accident benefit applications  require you to provide a written report.  If you do not have a lawyer these written reports may end up taking the form of a signed statement that can be used against you later in the litigation. If you forgot to include some of your complaints on a claim form, or accidentally omit something, it can negatively effect your credibility which could result in your claim being denied. When giving a written report keep these tips in mind:

  • Avoid ambiguous language– When a sentence has two different meanings the insurance company will always interpret it against you. An example of an ambiguous sentence would be, “the man hit a lady with a bicycle” ( Is the man using a bicycle to hit the lady, or is he hitting a lady that is with a bicycle?)
  • Avoid vague language– This can get you into trouble when explaining any prior conditions you may have or how the accident occurred. For example, “I did not really have back pain before the accident” or “I was driving around the speed limit”.
  • Do not guess– Probably the worse thing you can do is to accidentally say sometime that is wrong. ICBC or other insurance companies may choose to take the position that you were intentionally misleading the insurance company.

Expressing the truth is a requirement- You can ruin your ICBC case when  your words are misinterpreted.  An experienced personal injury lawyer will help ensure your language accurately reflects the truth.
Posted by ICBC Personal Injury Lawyer Mr. Renn A. Holness, B.A., LL.B.

Tags: Car Accident Claim, ICBC, ICBC Claims, ICBC Injury claim, ICBC Statement, report to ICBC

8 responses to How to Make an Accurate ICBC Claim

  • Start Your Claim With ICBC for Personal Injury | Holness Law Group

    July 23, 2016 7:23pm

    […] of the accident. This is often where I see mistakes being made in the reporting process. An accurate report to ICBC can mean the different between receiving benefits and a complete denial of your […]

  • Sue ICBC for Not Paying Car Injury Accident Benefits | Holness Law Group

    November 4, 2013 7:21am

    [...] If the injury claimant did not have a lawyer they will usually sign a written statement. However all that is required is a written report of the circumstances and consequences. Many an injury claimant has been burned by incomplete, inaccurate, or vague signed statements. For more about this form take a read of my article about making an accurate ICBC report. [...]

  • What to Say to ICBC after a Car Accident « Holness Law Group Blog

    April 22, 2013 10:47am

    [...] When a claimant comments or describes a car accident to an ICBC representative the following written report generated by ICBC may not be accurate. Ask ICBC for a copy of your ICBC dial-a-claim statement so you know what was written and you can request changes under the Privacy legislation. Review my article on making an accurate report to ICBC. [...]

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    February 1, 2013 7:40am

    [...] have commented about the importance of an accurate ICBC statement before and this case is another example of why injury claimants should seek legal advice before [...]

  • Despite ICBC Refusal to Pay Accident Injury Benefits the Court of Appeal Forces Payment « Holness Law Group Blog

    March 16, 2011 11:03pm

    [...] they were required to pay the accident benefits to the claimant.  Checkout my other articles on how to make an accident benefit claim with ICBC. Posted by Mr. Renn A. [...]

  • ICBC Dial-A-Claim Car Accident Injury Report- A Checklist for First Contact « Holness Law Group Blog

    March 3, 2011 3:53am

    [...] facts which will require that the law be applied in a different way. I have posted before on  how to make an ICBC claim .  Take a moment  to review my other articles on this [...]

  • Should I Talk to ICBC Before I Hire a Personal Injury Lawyer? « Holness Law Group Blog

    January 20, 2011 4:30pm

    [...] following the accident and you do not have a lawyer.  I have posted previous on how to make  an accurate ICBC claim and the following are 3 tips to help you decide whether to talk to a lawyer before talking to [...]

  • Car Accident Personal Injury Lawyer in BC Can Make ICBC Claims for Benefits « Holness Law Group Blog

    January 11, 2011 6:21am

    [...] There are many other important implications for injury lawyers and their clients when it comes to ICBC claims and these few post points only begin to scratch the surface. Take a look at my post on how to make an accurate claim with ICBC. [...]

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