ICBC stands for the Insurance Corporation of British Columbia. The Provincially created auto insurance company responsible for providing mandatory third party liability coverage. ICBC is the largest crown corporation measured by revenue.
The ICBC Board consists of at least three directors appointed by the Lieutenant Governor in Council. The Lieutenant Governor in Council must also designate a director as the Chair of the Board.
The ICBC is one of the largest automobile insurance companies in North America because the law requires all drivers to purchase third party liability car insurance through ICBC. ICBC has also received the power of government to licence drivers, collect driving fines for violation tickets, and promote road safety.
In British Columbia a person injured in a car accident has the right to sue the driver for compensation and retain an ICBC claims lawyer to represent their best interests. Necessary compensation usually, but not always, comes through third party liability insurance coverage held by the negligent driver.
If the negligent driver is from another province or state, the liability insurance will not be provided through ICBC, although you may still be entitled to benefits from ICBC, and another insurance company may also be involved.
ICBC claims are paid because the corporation is required to provide “add-on” medical and disability benefits to any insured involved in a collision, regardless of fault. This coverage is often referred to as “No-Fault Benefits”. Again, this ICBC accident benefit insurance scheme is controlled and administered by the corporation.
Jacqueline Small is diligent, professional, and compassionate. She went above and beyond when I was injured in a motor vehicle accident. Anytime I had questions she would respond quickly and always seemed to be one step ahead. I called several accident law firms and none were as knowledgeable and sincere as Jacqueline. Highly recommended!
I would totally recommend this law group. Renn handled my case with the utmost professionalism kept me informed throughout and explained in easy to understand layman's terms. I am very happy with how things worked out. I would highly recommend if you ever need a lawyer to contact him. Great job and a big thank you to all.
Over a period of 4 years Jacqueline Small guided me throughout the entirety of my personal injury claim after a motor vehicle accident left me with chronic pain. My experience was pleasant, professional, thorough, and communication was always open. I was treated with care like a person and not just a case. Jacqueline was with me every step of the way until we reached a settlement with the insurance company. 10/10 I would recommend to any friends or family.